Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Ryan and Asa were great to work with and did an outstanding job marketing our house. Go and visit one of their virtual tours and you can see for yourself. Their pictures of our home were beautiful and showed our homes unique features. Ryan was great breaking down the offer and encouraged us to counter back. We did and it worked out great. Asa is the best and always kept us up to date on everything.Michael Sanders